After going through dire straits, I have not been able to secure a new credit card. My bad credit history has hindered me from doing so. After several attempts, I gave up. Luckily, YourCreditNetwork(dot)com features options for people in search of credit cards, and options for those who can not avail of a credit card, like me. I was introduced to the concept of a prepaid credit card.

Actually a debit card, a prepaid credit card is different with its credit card-like features and benefits. I am slowly making a better credit history to be able to get credit cards in the future. In the mean time, I am enjoying the benefits of the prepaid one plus the worry-free spending, after all, there are no bills to pay afterwards. My All Access Visa card also allows me to pay for other utility bills with a few button clicks.

The best thing, though, is getting a $5 payment for every card referral I make. Only YourCreditNetwork(dot)com has given me this kind of information. This site is very informative and gives very practical advices to people like me who have very limited options. It is also user-friendly, you can easily find whatever it is you want to learn about credit cards, brands, etc. Thanks to this site, I now have the able hand I need.